🪶Batch Lending Offers

In order to maximize loan matching efficiency. The default principle of the xBank protocol allows buyers to borrow as much as they need without exceeding the maximum limit set by LPs.

Therefore, For each individual lender for an NFT collection, xBank slices his/her money (according to term and collateral ratio) into multiple conditions and aggregates them with offers from other lenders to create an indexed lending offer table for borrowers.

When the lending offer conditions are the same, xBank will sort lending offers based on interest rate and the borrower's payment plan will be matched with the best offers frist.