> For the complete documentation index, see [llms.txt](https://xbankdocs.gitbook.io/product-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://xbankdocs.gitbook.io/product-docs/overview/xbank-tokenomics.md).

# xBank Tokenomics

<figure><img src="https://1985403780-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F479cQj8eVkSIxkte8iCo%2Fuploads%2Fhu8Jr2snIAkJLL24yHAo%2Fimage.png?alt=media&amp;token=662a8ace-298d-4ad4-bc1f-f98dae5a37e8" alt=""><figcaption></figcaption></figure>

## **How xBank Tokenomics Works？**

Overall, the interests of Collection Owners, Communities, Lender, and Buyers are ingeniously intertwined to create a liquidity ecosystem that improves asset liquidity via matching Buyers' intention with well-organized liquidity.

**For Collection Owners and Communities**

* Stake $XBN to set up to 60% APR yield for motivating consumer liquidity for your collection
* Distribute Incentives to both top offer makers and long-term lenders
* Increase the $XBN yield rate by increasing collection trading volume

**For Lenders**

* Top Offer Makers always receive 10% of $XBN lending offer yields
* Or Gain 90% of $XBN for Matched Lending Offers accompany with $ETH yields

**For Buyers**

* Buy now with down to 0% downpayment or 0% installment interest
* Earn up to ♾️️% returns without paying out installments
* Switching to 0 cost loans freely with loans for loans function